Did you know that If you don’t use your dental benefits by the end of the year, they won’t roll over? This means that you’ll be leaving money on the table if you don’t maximize your benefits! Here are a few things that will help ensure you get the most out of your dental benefits in 2019 and beyond:
Note: Insurance coverage varies. We will gladly help you confirm your coverage and details with your insurer before your appointment.
Almost every dental plan covers 2 dental cleanings per year at no cost to you. This means that if you don’t get a cleaning every 6 months, you’re essentially leaving money on the table. Your twice-yearly cleanings will expire on December 31, and you’ll lose any cleanings that you didn’t use.
In addition, most dental insurance plans also cover x-rays once per year. In some cases, your dental plan may cover the cost of preventive treatments like fluoride or dental sealants. Make an appointment at Scarsdale Smiles now to get the care you need to keep your smile healthy and strong before the end of the year.
Free cleanings and x-rays aren’t the only benefits of seeing Scarsdale Smiles before the end of the year. You’ll also take advantage of your deductible and annual maximum if you need more dental work.
What do we mean? Well, every dental plan has a deductible you must reach before your plan starts to cover the cost of your care. If your deductible is $300, you must pay $300 before your provider begins covering your dental treatments. In addition, your plan likely has what’s known as an “annual maximum,” which is the maximum amount it will pay toward the cost of dental care in a calendar year.
If you get a check-up and you need more dental work like a filling or periodontal care (scaling & root planing), scheduling it before the end of the year ensures that you reach your deductible and that your insurance will pay for most or all of your procedure.
In addition, if you get multiple treatments, you may be able to reach your annual maximum, meaning you’ve maxed out the value of your insurance coverage for the year. Reaching your deductible and your annual maximum for dental care is the best way to get the most out of your dental plan.
At Scarsdale Smiles, we’re happy to work with you to maximize your insurance coverage and help you get the dental care you need. You can contact us at (914) 723-1186 to get started, or stop by our office at 2 Overhill Road, Suite 230, Scarsdale, NY 10583 to make an appointment in person.